BREAKING NEWS
HOME BUYERS
We love educated consumers! All too often the big box real estate companies and banks take consumers for granted and persuade them to overpay for services by using fear tactics, such as: "if you don't use our mortgage company, you may not close on time".
Read our Mortgage and Real Estate Articles for the truth.
MORTGAGE RATES
Rates down and signaling a drop
Keith L. Eliou, Esq., CFP, RIA, MBA
- Financial & Retirement Planning
-Mortgages & Real Estate
-Elder Law & Estate Planning
-Asset Protection Planning
-Medicare & Retirement Planning
-Disability and Income Protection
- Life Insurance
- 529s and Education Planning

Managing several debt payments at once can feel overwhelming. For some homeowners, refinancing to consolidate debt offers a way to simplify monthly bills and potentially reduce interest costs. But before moving forward, it is important to understand how t
Aug 26, 2026 | Refinancing a Home
Federal employees often ask whether their job comes with access to a special mortgage program. It is a fair question. A stable income, strong benefits, and a public service career can make homeownership feel more within reach. The key is understanding whe
Aug 19, 2026 | Purchasing a Home
Buying a home can feel overwhelming when affordability is stretched and competition remains real, but it may still be possible with the right plan. A successful purchase often comes down to knowing your options, strengthening your budget, and choosing str
Aug 12, 2026 | Purchasing a Home
Saving for a home can feel overwhelming, especially when you keep hearing that you need a large down payment to get started. The good news is that many buyers may be able to purchase a home with far less than they expect. Understanding your options can he
Aug 05, 2026 | Purchasing a Home
Choosing between a USDA loan and an FHA loan can feel like a big decision, especially if you're buying your first home or trying to keep upfront costs manageable. Both loan programs are designed to make homeownership more accessible, but they help in diff
Jul 29, 2026 | Purchasing a Home
Buying a home is exciting, but excitement can make it easy to overlook problems that may not show up during a standard home inspection. Before you move forward, it helps to take a closer look at a property’s health, safety, and structural condition.
Jul 22, 2026 | Purchasing a Home