BREAKING NEWS

HOME BUYERS

We love educated consumers! All too often the big box real estate companies and banks take consumers for granted and persuade them to overpay for services by using fear tactics, such as: "if you don't use our mortgage company, you may not close on time".

Read our Mortgage and Real Estate Articles for the truth.


MORTGAGE RATES

Rates down and signaling a drop

Keith L. Eliou, Esq., CFP, RIA, MBA

- Financial & Retirement Planning

-Mortgages & Real Estate

-Elder Law & Estate Planning

-Asset Protection Planning

-Medicare & Retirement Planning

-Disability and Income Protection

- Life Insurance

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Do VA Entitlements Ever Expire?

Do VA Entitlements Ever Expire?

One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mortgage program empowers active-duty military personnel

Aug 29, 2023 | VA Loans

Get a Mortgage even if You Just Started a New Job

Get a Mortgage even if You Just Started a New Job

One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca

Aug 22, 2023 | Purchasing a Home

Does the VA Offer Reverse Mortgages?

Does the VA Offer Reverse Mortgages?

If you are a veteran and looking for ways to tap your equity in retirement, you may be wondering about the possibility of using a reverse mortgage. Is a reverse mortgage right for you and does the VA offer them? What is a Reverse Mortgage? A reverse mortg

Aug 15, 2023 | VA Loans Reverse Mortgage

How Do VA Loan Rates Compare to Other Loans?

How Do VA Loan Rates Compare to Other Loans?

If you are an active-duty or veteran military service person, VA home loans are an incredible home loan option; the fees are low, no down payment is required, and there is technically no minimum credit score bar to clear. In fact, 90% of VA loans are made

Aug 08, 2023 | VA Loans

Understanding the Differences between Second Homes and Investment Properties

Understanding the Differences between Second Homes and Investment Properties

You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very different definitions, especially when it comes to mort

Aug 01, 2023 | Purchasing a Home

6 Mistakes that Home Buyers Should Avoid

6 Mistakes that Home Buyers Should Avoid

With the busiest housing market season of the year in full swing, it’s essential to be on your home buying game. Here are 6 major mortgage blunders to avoid to make sure you are in prime position for scoring the perfect property. Not Getting Pre-ap

Jul 25, 2023 | Purchasing a Home