Explaining the Mortgage Contingency Clause

Buying a home is a major decision, and most buyers need a loan to make it happen. That’s where the mortgage contingency comes in—a clause in your purchase agreement that can protect you if your financing falls through. What Is a Mortgage Conti

Jul 29, 2025 | Purchasing a Home

The Changing Tides of the Housing Market

The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af

Jul 22, 2025 | Purchasing a Home

Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations

Thinking about buying a vacation home? Whether it’s a beach condo or a quiet cabin in the mountains, owning a second property can offer both personal enjoyment and long-term value. But before you buy, it’s important to understand the financial

Jul 15, 2025 | Purchasing a Home

A Guide to Using a Home Equity Loan for an Investment Property

If you're a homeowner with strong equity, now could be a great time to take the next step in building your financial future. One option to consider is using a home equity loan to buy an investment property. This approach can help you grow your real estate

Jul 08, 2025 | Refinancing a Home

Why Some Veterans Choose Conventional Loans Over VA Loans

VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional loans instead. This might seem surprising at first, but t

Jul 01, 2025 | VA Loans

The Mortgage Revolution: How AI is Shaking Things Up

In the past, applying for a mortgage involved stacks of paperwork, long wait times, and confusing loan terms. But technology—especially artificial intelligence (AI)—is helping make this process much faster and easier. What AI Does in Mortgages

Jun 24, 2025 | Purchasing a Home

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