Happy Halloween!

As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at Keith Eliou, Esq., CFP, we hope your Halloween is filled with fun, l

Oct 28, 2025 | Purchasing a Home

The First-Time Homebuyer's Complete Guide

Buying your first home represents one of the most significant financial decisions you'll make. This guide walks you through the essential steps to prepare for homeownership, from evaluating your finances to closing on your property. Assess Your Financial

Oct 14, 2025 | Purchasing a Home

Understanding Mortgage Closing Costs

Closing costs are the fees and expenses you pay when finalizing your home purchase. These costs cover services provided by your lender, third-party professionals, and prepaid items that protect your investment. Understanding what you'll pay helps you budg

Oct 07, 2025 | Purchasing a Home

A Mortgage Tax Credit That Could Save You $2,000 a Year

Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed

Sep 23, 2025 | Purchasing a Home

Why Buying a Duplex Makes Financial Sense

Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can

Sep 09, 2025 | Purchasing a Home

The Mortgage Spread is Shrinking

Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p

Sep 02, 2025 | Purchasing a Home

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