BREAKING NEWS

HOME BUYERS

We love educated consumers! All too often the big box real estate companies and banks take consumers for granted and persuade them to overpay for services by using fear tactics, such as: "if you don't use our mortgage company, you may not close on time".

Read our Mortgage and Real Estate Articles for the truth.


MORTGAGE RATES

Rates down and signaling a drop

Keith L. Eliou, Esq., CFP, RIA, MBA

- Financial & Retirement Planning

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-Elder Law & Estate Planning

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10 Steps to Buying a Home This Summer

10 Steps to Buying a Home This Summer

Summer is one of the busiest times of year to buy a home. Longer days, school breaks, and new listings can make it feel like the ideal season to start your search. It can also bring more competition, faster-moving listings, and added pressure to make quic

Jul 15, 2026 | Purchasing a Home

Should You Talk to a Lender or Real Estate Agent First?

Should You Talk to a Lender or Real Estate Agent First?

One of the most common questions homebuyers ask at the beginning of their journey is simple: should you start with a lender or a real estate agent? While there is no single correct answer, understanding the role each professional plays can help you make a

Jul 08, 2026 | Purchasing a Home

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a vacation home can be exciting, but it is also a major financial decision that deserves careful planning. Whether you want a personal getaway, a future retirement spot, or a property that may generate occasional rental income, the right strategy c

Jul 01, 2026 | Purchasing a Home

How Adjustable-Rate Mortgages Work: A Complete Guide

How Adjustable-Rate Mortgages Work: A Complete Guide

Adjustable-rate mortgages (ARMs) can be a practical option for homebuyers who want lower initial payments and flexibility in the early years of a loan. However, because the interest rate can change over time, it is important to understand exactly how an A

Jun 10, 2026 | Purchasing a Home

How Adjustable-Rate Loans Work and When They Make Sense

How Adjustable-Rate Loans Work and When They Make Sense

Adjustable-rate mortgages don’t have to feel unpredictable. At their core, they’re simply loans with two phases: a fixed-rate period followed by periodic adjustments based on market conditions. Understanding how those pieces fit together can

May 19, 2026 | Purchasing a Home

Multifamily Property Investing: Benefits, Risks, and Financing Explained

Multifamily Property Investing: Benefits, Risks, and Financing Explained

Multifamily properties have long been a cornerstone of real estate investing for one reason: scalability. Instead of relying on a single income stream, these properties generate revenue from multiple units, creating a more resilient and potentially profit

Apr 28, 2026 | Purchasing a Home